WaitutTime

How much time do you actually have left with the people you love?

You

Bitcoin & freedom

A retirement year is when your stack, growing at your assumed rate, can sustain your spending at a safe withdrawal rate. Every year you pull this forward is a year you can spend with the people below.

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How should I pick CAGR and SWR?

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what if you stacked more? + 0 BTC

drag to see the boundary slide left — releases at 0 each load

Your life

past working after retirement — enable a relationship below to overlay it on the grid

If you took N free years…

A gap year now (or retiring earlier) shifts those years to your post-FIRE visit cadence — more time with the people whose tail-end is shortest.

0 years

The people in your life

The Tail End, Time Preference, and Sound Money